{"id":68281,"date":"2026-02-18T19:51:27","date_gmt":"2026-02-18T18:51:27","guid":{"rendered":"https:\/\/bkrealtygroup.es\/frequently-asked-questions\/"},"modified":"2026-06-02T23:11:39","modified_gmt":"2026-06-02T22:11:39","slug":"buying-property-faq","status":"publish","type":"page","link":"https:\/\/bkrealtygroup.es\/en\/buying-property-faq\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"\t\t
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FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Frequently Asked QUESTIONS
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Frequently Asked Questions<\/h2>\n

What does it really cost to buy property on the Costa del Sol?<\/h3>\n

Budget 10\u201313% on top of the purchase price for taxes and fees. For resale properties: ITP transfer tax at 7% \u2014 Andalusia’s rate, the lowest in Spain. For new builds: VAT at 10% plus stamp duty at 1.2%. Add notary, land registry and legal fees of approximately 2\u20133%. One important note for US buyers: closing costs in Spain are significantly higher as a percentage than in the US \u2014 budget for this from the start, not after you fall in love with a property.<\/p>\n

More information:\u00a0 Complete buying costs guide<\/span><\/strong><\/a><\/p>\n

Is the Costa del Sol a good property investment in 2026?<\/h3>\n

The data is strong. M\u00e1laga province recorded price growth of up to 13% year-on-year in prime areas, with gross rental yields of 5\u20137% in key locations. Supply consistently falls short of structural demand, which continues to support prices. Americans are now one of the fastest-growing buyer groups, paying on average 29% above the foreign buyer average \u2014 a reliable signal of market confidence from the most analytical buyer demographic.<\/p>\n

Why invest in the Costa del Sol<\/a><\/span><\/strong><\/p>\n

Marbella, Estepona or M\u00e1laga \u2014 where should I buy?<\/h3>\n

Marbella: highest price per m\u00b2, luxury lifestyle, Golden Mile, Puerto Ban\u00fas \u2014 best for prestige and capital preservation. Estepona: the Garden City, strongest new-build pipeline, better value, family-friendly \u2014 best for long-term growth. M\u00e1laga city: tech hub, highest rental yields, most urban \u2014 best for buy-to-let investors. The right answer depends entirely on whether you prioritise lifestyle, ROI, or both.<\/p>\n

More information: \u00a0Full comparison<\/a><\/span><\/strong><\/p>\n

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Questions specific to your situation<\/h2>\n

Your nationality and residency status change the rules. Find the answers that apply to you.<\/p>\n

For UK Buyers \u2014 Post-Brexit rules, 90-day limit, rental tax, surcharge<\/a><\/strong><\/span>
\nResidency options, inheritance tax allowance, mortgage with UK income and the 100% surcharge proposal.<\/p>\n

For US Buyers \u2014 Visas, Golden Visa abolished, IRS obligations, NIE<\/a><\/strong><\/span>
\nDigital Nomad Visa income requirements, US-Spain tax treaty, Airbnb rules and step-by-step buying process.<\/p>\n

Information correct as of May 2026. Always consult an independent tax and legal adviser for your specific situation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t